Loan pre-approval, payroll deduction, phone-a-loan solution, on the web applications and competitive rates of interest make TFCU the area to fund all your valuable automobile requirements.

New Automotive Loans function:

• Repayment terms as much as 96 months
• As much as 60 months, minimum loan $5,000
• For 61 to 72 thirty days term, minimum loan is $10,000
• For 73 to 84 thirty days term, minimal loan is $20,000
• For 85 to 96 month term, minimal loan is $30,000
• To qualify as brand brand brand new, car needs to be present model 12 months or 1 previous model 12 months, untitled (no past owner), with significantly less than 5,000 miles. Pertains to acquisitions from brand new vehicle dealers just.
• The maximum financing available are going to be based on the credit history for the applicant.
• The acquisition cost might perhaps maybe not go beyond MSRP/NADA Retail plus sales taxation and warranty.
• Cars with commercial dishes may not be financed being a customer New car loan.
• TFCU will not fund autos that are new from dealers positioned outside the 50 united states of america.
• TFCU will not fund automobile financing with rebuilt or salvaged titles.
• TFCU doesn’t fund vehicles bought at auction or from wholesale dealers being a customer New car loan.
• TFCU will not fund automobiles for livery; must be use that is personal.
• Warranty purchase available
• GAP Insurance purchase available.
• Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months and susceptible to ALG access.

Used Automobile Loans function:

• Repayment terms as much as 84 months
• As much as 60 thirty days term, minimal loan is $5,000, maximum car age is 7 model years (including model year that is current
• As much as 61 to 72 thirty days term, minimal loan is $10,000, optimum vehicle age is 4 model years (including present model 12 months)
• As much as 73 to 84 thirty days term, minimal loan is $20,000, maximum vehicle age is 4 model years (including current model 12 months)
• Minimal re payment “balloon” funding available – regards to 24, 36, 48, or 60 months, at the mercy of automobile age limitations and ALG accessibility.
• Automobiles with commercial dishes is not financed being a customer applied car loan.
• TFCU will not fund used autos bought from dealers found outside the 50 united states of america.
• TFCU will not finance automotive loans with rebuilt or salvaged titles.
• TFCU will not fund cars bought at auction or from wholesale dealers as being a customer applied car loan.
• TFCU will not fund automobiles for livery; must be use that is personal.

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• Warranty purchase available
• GAP Insurance purchase available.

Brand New and Used Car Refinances

• Should have at the least a couple of years staying regarding the term that is original.
• Cannot surpass current term of loan being refinanced
• Brand New and utilized automobile prices apply, depending on report on name and initial purchase contract / loan contract.
• To qualify as a brand new car refinance, the car should be present or 1 previous model yr old, have now been purchased as brand new, therefore the refinance should be finished within one year associated with the initial purchase date.
• Perhaps perhaps maybe Not entitled to purchase or rates that are promotional
• Automobiles with commercial dishes may not be refinanced as being a Consumer Auto Loan.
• Automobiles with rebuilt or salvaged titles aren’t able to be refinanced as a Consumer Auto Loan.
• TFCU will not fund cars for livery; must be individual just use.

To learn more, check out any one of our conveniently situated branches, or call (631) 698-7000, expansion 6790.

All prices and terms are susceptible to alter without warning.

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*APR = percentage Rate that is annual. All rates are subject to alter with no warning.

61-72 Mo. Minimal Loan $10,000 73-84 Mo. Minimal Loan $20,000 85-96 Mo. Minimum Loan $30,000